This software is easy to use and makes great cards. With the average card being 2 to 3 dollars a piece, this package will pay for itself in only about 15 cards. I have not tried to make my our card from scratch, but there are so may premade ones in every category and type that I have not had the need to do so yet. I previously had version 2.0 and upgraded to version 3.0, but there was not much difference. The only difference is the the photo editior which comes with it. The photo editor, Instant PhotoExpert is ok, but you can not print different photos on the same page when using the reprint templates. The only thing about the Hallmark software that gets annoying is if you use standard 8.5 by 11 card stock to print a two sided card, the front picture does not automatically resize for the size paper and you end up with white space at the top and bottom of the card that goes beyond the regular unprintable area when you print it out. Overall, this product is worth the price.