Financial Freedom: A Proven Path to All the Money You Will Ever Need

4.6 4.6 out of 5 stars | 1,731 ratings

Price: 15.75

Last update: 02-27-2025


About this item

The International Best Seller

"This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." (Lifehacker)

Money is unlimited. Time is not. Become financially independent as fast as possible.

In 2010, 24-year-old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire". By age 30, he had reached financial independence. Along the way, he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete.

Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional nine-to-five job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers listeners an alternative: Forget everything you've ever learned about money so you can actually live the life you want.

Sabatier offers surprising, counterintuitive advice on topics such as how to:

  • Create profitable side hustles that you can turn into passive-income streams or full-time businesses
  • Save money without giving up what makes you happy
  • Negotiate more out of your employer than you thought possible
  • Travel the world for less
  • Live for free - or better yet, make money on your living situation
  • Create a simple, moneymaking portfolio that only needs minor adjustments
  • Think creatively - there are so many ways to make money, but we don't see them.

But most importantly, Sabatier highlights that while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65.

Financial Freedom is not merely a laundry list of advice to follow to get rich quick - it's a practical road map to living life on one's own terms, as soon as possible.


Top reviews from the United States

  • Bridget C
    5.0 out of 5 stars This book will motivate you!
    Reviewed in the United States on March 16, 2019
    The short version
    ----------------------
    If you have read the synopsis and gotten as far as reading the reviews, buy the book. Even if you already know the terminology around finance, Financial Freedom's biggest strength is its power to motivate you. After reading the book, every night I have gladly worked on implementing strategies recommended by the author, Grant Sabatier. Read the book, make notes of your questions, then join the Financial Freedom Facebook group to ask the author himself or some of the other very knowledgeable people there how you can make financial freedom happen for you. Get started on your journey ASAP!

    The longer version
    ----------------------
    If I could reverse time, I would have read this book in my 20's. I would absolutely encourage anyone in their 20's or 30's (especially if you don't yet have or aren't planning on kids) to follow Mr. Sabatier's advice to the best of your abilities. His book breaks down the mystique around finances for young people and gives them step-by-step goals to work toward in a way that is digestible and not paralyzingly complicated. This is incredibly informative for people who didn't grow up with finance savvy parents or whose education didn't include the faintest trace of managing money (yes, I am looking at you U.S. public school system...). I wish I had gotten this as a college graduation gift!

    This doesn't mean that if you aren't in the above mentioned "ideal" reader group that all is lost (Disclosure: I am almost 40 with a family) but it does make some of the advice more problematic to act on. I still found many of the suggestions in the book valuable. With that said, I feel pretty confident that anyone interested in early retirement will find something of value in the book.

    Grant (and you do start to think of him as your personal friend, Grant, because he is so relatable and down to earth) lays out his personal finance situation in a way that will resonate with most people. All of us have been pretty dead broke at one point in time or another. What we haven't done, that Grant has, is to find the right way to make our money work for us. The terminology alone for dealing with finances can seem confusing and overwhelming.... 401k, Traditional IRA, Roth IRA, REIT, oh my! Financial Freedom may not answer every question you have on finances but it will help you get informed enough to start asking the right questions. Grant's personal story will get you thinking about your own light at the end of the tunnel. What does retirement look like to you? When do you want to achieve that? 10 years? 20? How hard are you willing to work to get there sooner? The author gets you really thinking about the answers to questions like these.

    What makes the experience of reading Mr. Sabatier's book truly exceptional is that the conversation he starts with you in the book doesn't have to end when you finish reading it. He is fostering a community for people whose curiosity has been sparked so we can continue the financial freedom conversation on a more personal level. His Facebook group is there to help support you, the reader, as you start to implement changes in your life on your journey to financial independence. Despite being on book tour, he is actively answering questions in person on the Financial Freedom Book group. I commend Mr. Sabatier on his efforts to reach people. He seems to truly care about helping as many people as possible.

    In summary, there are other books out there that have some of the same advice in them but Grant Sabatier's book is enjoyable to read. He's done the hard work already of sifting out the most important things you need to know and what you need to act on now. Financial Freedom is not an encyclopedia of financial knowledge, it's the Cliff's Notes. It will not answer every question you will have about gaining financial independence but it will absolutely make sure you are on the right track. The best part about reading it, you will be motivated to get your party started!
  • JPsaturn
    5.0 out of 5 stars Great read on Financial Freedom
    Reviewed in the United States on January 25, 2025
    I really enjoyed how the author laid out plans what it means to be financially independent. Learned a lot reading about different investments and with achievable action plans. I’m starting to implement the ideas in this book in my own life.
  • Craig Blockhus
    4.0 out of 5 stars Good for Motivation, problematic with some examples - worth the read
    Reviewed in the United States on March 10, 2019
    I enjoyed the high energy side hustle concept with multiple streams of income being necessary for financial independence. My issue is the example liberties for example if you don't take 40K to buy a car you could invest it for (x) amount of years, when likely the buyer would be using a loan and therefore wouldn't have the 40k principal to invest for 40 yrs. Pulling from a Roth as a strategy involves a 5 yr wait period from start of Roth and on conversion the 5 yr window starts again. Suggesting someone could save 80 percent of their W-2 income from a job also seems sketchy - when you consider the Social Security Tax, Medicare Tax and Federal Tax (maybe State tax) alone likely puts the taxpayer higher than 20% on 100k of income. I understand what the author is driving at, but for newbies they should consult a tax professional. On the positive side, I think this book gets people looking for financial freedom fired up on time value of money with investing early and often. I was a little concerned regarding sequence of return risk on pulling funds out of the market in a down market could be problematic, but atleast he did mention to be prepared to change directions (more side hustles) on the fly and monitor your money daily. Sage advice to only pull from your investment earnings and do not touch the principal, which I feel is the definition of financial freedom (living off the fruits of one's labor - leaving the financial tree alone)
  • AppleADay
    5.0 out of 5 stars Finally! A useful guide to personal finance!
    Reviewed in the United States on December 14, 2020
    This book actually takes you through the numbers of how he got to financial freedom/wealth. Unlike so many other books its not just full of common sense advice, most of it is applicable to YOU (and me). I liked so many things about this book that I bought one for every member of my family, honestly I bought 8 copies. I'd stay away however if you are easily overwhelmed by numbers, if you are a complete novice, or if you want specific investing advice.

    Pros:
    - focuses on the numbers that back up his approach to financial freedom & done in a step-by-step process starting with how you define what financial freedom is for you, figuring out the number in which you need to achieve that goal then finally goes into HOW to get there, including multiple up-to-date options like side hustles, optimizing your regular job, investing real estate, the stock market and more.
    - unique and applicable way to apply this to your life. I actually feel like i got a lot out of this book.

    Cons:
    - He assumes a certain level of financial understanding, if you are a complete novice or don't understand the terminology probably you should wait on this one.
    - Its for a broad audience, if you have a special situation that you have a few questions on this is not the book.
    - beginning is a lot of math and soul searching. If you want a get-rich-quick or "just follow these 3 steps" this is not it. You really have to do what he asks you to do, which involves lots of thinking & heart-to-heart with yourself and a calculator. To be honest- I felt this part of the book was too long-- necessary but long.

    I felt this was a perfect companion book, to "Your Money or Your Life." With these two books you are probably set for some serious changes in your financial world.

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