Just Keep Buying: Proven Ways to Save Money and Build Your Wealth

4.5 4.5 out of 5 stars | 2,596 ratings

Price: 17.46

Last update: 01-31-2025


About this item

Everyone faces big questions when it comes to money - questions about saving, investing, and whether you’re getting it right with your finances.

Unfortunately, many of the answers provided by the financial industry have been based on belief and conjecture, rather than data and evidence - until now.

In Just Keep Buying, the hugely popular finance blogger Nick Maggiulli crunches the numbers to answer the biggest questions in personal finance and investing, while providing you with proven ways to build your wealth right away.

You will learn why you need to save less than you think; why saving up cash to buy market dips isn’t a good idea; how to survive (and thrive) during a market crash; and much more.

By following the strategies revealed here, you can act smarter, and live richer, each and every day. It’s time to take the next step in your wealth-building journey. It’s time to just keep buying.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.


Top reviews from the United States

  • Jason
    5.0 out of 5 stars Learn How to Balance Earning, Spending, Saving, and Investing
    Reviewed in the United States on April 30, 2022
    I have read over a hundred personal finance books in the past five years. (Thank God for libraries.) Just Keep Buying by Nick Maggiulli is the best book yet. This book replaces I Will Teach You to Be Rich on my list. Nick is a much humbler narrator, who invites you to learn from his minor mistakes. He also argues against the hyper-rationality and Uber-frugality demanded by so many of the other personal finance gurus. Maggiulli successfully combines the mathematics of pro-index tomes, such as A Wealth of Common Sense by Ben Carlson, with the behavioral economics, exemplified by books like The Psychology of Money by Morgan Housel. At the end of Keep Buying, Maggiulli lays out the rules of the financial game we are all playing:
    1. Saving is for the Poor, Investing is for the Rich
    2. Save What You Can
    3. Focus on Income, Not Spending
    4. Use The 2x Rule to Eliminate Spending Guilt
    5. Save at Least 50% of Your Future Raises and Bonuses
    6. Debt Isn’t Good or Bad, It Depends on How You Use It
    7. Only Buy a Home When the Time Is Right
    8. When Saving for a Big Purchase, Use Cash
    9. Retirement is About More Than Money
    10. Invest to Replace Your Waning Human Capital with Financial Capital
    11. Think Like an Owner and Buy Income-Producing Assets
    12. Don’t Buy Individual Stocks
    13. Buy Quickly, Sell Slowly
    14. Invest As Often As You Can
    15. Investing Isn’t About the Cards You Are Dealt, but How You Play Your Hand
    16. Don’t Fear Volatility When It Inevitably Comes
    17. Market Crashes Are (Usually) Buying Opportunities
    18. Fund the Life You Need Before You Risk it for the Life You Want
    19. Don’t Max Out Your 401(k) Without Considerable Thought
    20. You’ll Never Feel Rich and That’s Okay
    21. Time is Your Most Important Asset
  • dylan
    5.0 out of 5 stars Unlock Your Financial Future with Proven Strategies
    Reviewed in the United States on September 18, 2024
    I can’t recommend it enough! The book offers practical, no-nonsense advice on investing and saving, making it accessible for readers at any level.

    The author breaks down complex financial concepts into easy-to-understand terms, empowering you to take control of your financial future. I especially appreciated the actionable strategies that you can implement right away.
  • SM
    4.0 out of 5 stars good introduction to savings and investing
    Reviewed in the United States on July 2, 2023
    First half of the book is on savings and it’s great! Lots of practical advice that is easy to follow. The second half is on investing; it’s good but wish there was more content of various asset allocation strategies, significance of long term treasuries, specific small cap value funds that are good to invest and so on.
  • Natasha
    5.0 out of 5 stars A fresh take that goes cookie-cutter advice
    Reviewed in the United States on August 5, 2024
    I really appreciate the critical thinking in this book. I finally found a book that gets past cliche personal finance advice. This is a digestible, fun read that is chock full of practical analogies, personal stories and data to back it up. Thank you for writing, Nick. I enjoyed every page.
  • Elle B.
    5.0 out of 5 stars A MUST-READ!
    Reviewed in the United States on April 12, 2022
    Nick has a gift for cutting through the noise. Every sentence in this book packs a punch. There's no fluff, no fuss, no fanfare. Just actionable financial advice backed by research studies and the numbers, sometimes with data going back over 100 years. This is a must read. (And even more impressively… a fun read!)

    Something from the intro that rung true as I was reading this book: it’s designed to 1) provide value for wherever you are in your financial journey, and 2) not waste your time.

    As someone who’s comfortably in the investing stage, I assumed that I’d get the most value out of the later chapters and might even skip the first few, but I honestly found that each chapter provided me with a new lens (and practical tools/formulas/philosophies!) for how to see my money and what to do with it. Both right now and later on. Honestly, I wish I had this book when I was in college. It would've been a game changer.

    It’s an impressive feat to write financial advice that can resonate with anyone. Nick has accomplished that with this book. He’s among the best thought leaders in finance and I never miss his weekly blog, Of Dollars and Data. I’ll be first in line to buy whatever he writes next.
    Customer image
    Elle B.
    5.0 out of 5 stars
    A MUST-READ!

    Reviewed in the United States on April 12, 2022
    Nick has a gift for cutting through the noise. Every sentence in this book packs a punch. There's no fluff, no fuss, no fanfare. Just actionable financial advice backed by research studies and the numbers, sometimes with data going back over 100 years. This is a must read. (And even more impressively… a fun read!)

    Something from the intro that rung true as I was reading this book: it’s designed to 1) provide value for wherever you are in your financial journey, and 2) not waste your time.

    As someone who’s comfortably in the investing stage, I assumed that I’d get the most value out of the later chapters and might even skip the first few, but I honestly found that each chapter provided me with a new lens (and practical tools/formulas/philosophies!) for how to see my money and what to do with it. Both right now and later on. Honestly, I wish I had this book when I was in college. It would've been a game changer.

    It’s an impressive feat to write financial advice that can resonate with anyone. Nick has accomplished that with this book. He’s among the best thought leaders in finance and I never miss his weekly blog, Of Dollars and Data. I’ll be first in line to buy whatever he writes next.
    Images in this review
  • Roni Yagel
    3.0 out of 5 stars Rather straightforward
    Reviewed in the United States on June 1, 2024
    Didn't learn much... most of the insights are well known. Only few nuggets of original wisdom. There are better books...
  • Amazon Customer
    5.0 out of 5 stars Great financial book with unique facts and tips
    Reviewed in the United States on November 19, 2024
    This book definitely helped me to learn some unique aspects of the financial world that I had never heard before.
  • Pascal
    4.0 out of 5 stars just keep buying!
    Reviewed in the United States on April 16, 2022
    great read, a lot of guidance for beginners and mid level investors, arguments and recommendations well supported with facts and data!
    would have been a good support talking about mutual funds pros and cons ! and also more guidance on investing in individual stocks as we keep hearing different advices !

    I liked the confidence, objectivity and personal opinion!

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